Why get covered?
No one plans to get sick or hurt, but most people need medical treatment at some point in their life. If you or someone in your family unexpectedly becomes ill or injured, health insurance will help cover the costs of your healthcare and medical bills.
Physical and mental health
Having health insurance can help you to take better care of your health, manage chronic conditions such as diabetes and heart disease, and get routine preventive health care.
Marketplace plans cover Essential Health Benefits, including:
Annual checkups
Vaccinations
Blood tests and lab work
Scans and screenings
These essential health benefits also cover mental and behavioral healthcare, including:
Behavioral health treatment, such as psychotherapy and counseling
Mental and behavioral health inpatient services
Substance use disorder treatment
Financial Health
Health insurance also helps minimize the cost of unexpected medical bills. Medical emergencies can be very expensive. For example, breaking an arm could involve surgery, a hospital stay and physical therapy, costing thousands of dollars. Having health insurance won't keep you from having to pay medical bills, but it can put a limit on those bills.
Having a health insurance plan not only protects your physical and mental health, it also protects your financial health. So, start your journey to good health and learn more about what to know before you choose a health plan.
IllinoisHealthAgent.com is a free-to-use informational website run by Mohring Insurance Services, LLC. All insurance agents and enrollment platforms linked to this site have their own terms and conditions.
This website is not the Health Insurance Marketplace located at healthcare.gov or the Illinois State Exchange located at getcovered.illinois.gov.
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