Life changes and special enrollment
When you experience a qualifying life event such as loss of health coverage, marriage or change of residence, you may be eligible for a Special Enrollment Period outside open enrollment,
Special Enrollment Period
When open enrollment is over, certain life events may qualify you for a Special Enrollment Period.
If you are eligible for a Special Enrollment Period, you typically have 60 days from the date of the event to enroll in a plan. Some life events can be reported 60 days in advance, and some require proof to qualify for a Special Enrollment Period. To learn more about your eligibility, contact us.
There are four basic types of qualifying life events.
Loss of health coverage
Losing existing health coverage, including job-based coverage, individual and student plans
Losing Medicare or All Kids Coverage
Turning 26 and losing coverage through a parent's plan
Changes in household size
Getting married or divorced
Having a baby or adopting a child
Death in the family
Changes in residence
A permanent move from another state into Illinois
A student moving to or from the place they attend school
Other qualifying events
Changes in your income that affect the coverage you qualify for
Becoming a U.S. citizen
Leaving incarceration (jail or prison)
AmeriCorps members starting or ending their service.
Lost Medicaid or All Kids coverage?
If you no longer qualify for Medicaid or All Kids coverage, you may qualify for a Special Enrollment Period to get a plan through Illinois Health Agent. You typically have 90 days to enroll in a new plan. If you have any questions about enrolling in a new plan call 1-866-440-1885.
IllinoisHealthAgent.com is a free-to-use informational website run by Mohring Insurance Services, LLC. All insurance agents and enrollment platforms linked to this site have their own terms and conditions.
This website is not the Health Insurance Marketplace located at healthcare.gov or the Illinois State Exchange located at getcovered.illinois.gov.
CONTACT US
IllinoisHealthAgent.com & Mohring Insurance Services LLC
Information: 1-866-440-1885
LANGUAGE SUPPORT
Free translation services and assistance by phone is available at:
Healthcare.gov (english).
Cuidadodesalud.gov (espanol).
or by calling (800) 318-2596.
© 2025 Mohring Insurance Services, LLC. All Rights Reserved.