Financial Help
You may qualify for Premium Tax Credits and/or Cost Sharing Reductions to help lower your monthly health insurance premiums for Marketplace plans.
Premium Tax Credits
You can qualify based on:
Your family/household size
Where you live
Your family/household estimated annual income
You can:
Receive/deduct your premium tax credit right away, each month when your premium is due; or
Wait to get your premium tax credit when you file your taxes/tax refund
When your income changes, so does your premium tax credit
If your income or the number of people in your family/household changes, your premium tax credit will likely change too. It is important to report any changes to your Illinois Health Agent Customer Care Advocate as soon as possible.
Cost Sharing Reductions
Cost sharing reductions, also known as healthcare discounts, is financial help applied automatically when you go to the doctor or fill a prescription.
They will also lower your:
Out-of-pocket maximum
Deductible
Copays for seeing a doctor
Copays for prescription drugs
Coinsurance for hospitalization
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This website is not the Health Insurance Marketplace located at healthcare.gov or the Illinois State Exchange located at getcovered.illinois.gov.
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